FinBridge (Demo)

Finbridge intends to provide capital to alternative lenders with receivables between $2 and $5MM, operating in merchant cash advance and other short-term micro loan environments. Finbridge Holdings‘ lending model provides ISOs with an alternative to private investment capital to obtain cash to grow their business. ISOs typically need cash to add more origination, sales agents, expand operations, buy out a partner, or invest in their IT infrastructure.

Interest income on the Loans and the associated interest expense on related Notes and Certificates will be reported on our Statement of Operations on a gross basis.

We intend to be a leader in the loans to lenders space, primarily focused on those specialization in the SMB lending channel. We will look to transform ISO’s lending by making it efficient and convenient for ISO’s to access capital at a lower rate, because we will facilitate existing lenders with lower costs of capital. In working with ISO’s/MCAs our process will touch every aspect of the loan life cycle, including oversight on customer acquisition, sales, scoring & underwriting, funding, and servicing and collections. Enabled by our proprietary technology and analytics, we will aggregate and analyze thousands of data points from dynamic, disparate data sources, and the relationships among those attributes, to assess the creditworthiness of targeted ISO’s rapidly and accurately. The data points include bank activity shown on their bank statements, government filings, tax returns. In addition, in certain instances we also analyze reputation and social data.

Our model has significantly lower operating costs than traditional bank lending and consumer finance institutions because there are no physical branches and related infrastructure, no deposit-taking activities, an automated loan underwriting and servicing process and other technology-enhanced processes. We believe that the interest rates offered to ISO’s through our platform are generally better, on average.

This website is for informational purposes only and does not constitute an offer or solicitation to sell shares or securities in the Company or any related or associated company. Any such offer or solicitation will be made only by means of the Company’s confidential Offering Memorandum and in accordance with the terms of all applicable securities and other laws. None of the information or analyses presented are intended to form the basis for any investment decision, and no specific recommendations are intended. Accordingly, this website does not constitute investment advice or counsel or solicitation for investment in any security. This website does not constitute or form part of, and should not be construed as, any offer for sale or subscription of, or any invitation to offer to buy or subscribe for, any securities, nor should it or any part of it form the basis of, or be relied on in any connection with, any contract or commitment whatsoever. The Company expressly disclaims any and all responsibility for any direct or consequential loss or damage of any kind whatsoever arising directly or indirectly from: (i) reliance on any information contained in the website, (ii) any error, omission or inaccuracy in any such information or (iii) any action resulting therefrom.